FAQs

Find answers to the most commonly asked questions about credit scores, financial management, and our services.

What is a credit score?

A credit score is a numerical representation of your creditworthiness, based on your credit history and financial behavior. Lenders use it to determine your risk level when borrowing money.

You can improve your credit score by paying bills on time, reducing debt, keeping credit card balances low, and avoiding unnecessary hard inquiries.

Track your income and expenses, set financial goals, create a monthly budget, and stick to it. Use budgeting tools or apps to help you stay on track.

Side income can be generated through freelancing, online selling, renting out property, investing in dividends, and more. Choose options that fit your skills and financial goals.

Build a budget, reduce unnecessary expenses, save regularly, invest wisely, and educate yourself about personal finance.